<h2>Overview</h2><p>Zenith Investment Management ("Zenith," "we," "our," or "us") is an independent Registered Investment Advisor. Protecting the confidentiality and security of the information you share with us is central to how we operate as a fiduciary. This Privacy Policy explains what information we collect, how we use it, and the choices available to you.</p><p>It applies to this website and to information collected in the course of providing our wealth management, financial planning, and related advisory services.</p><h2>Information We Collect</h2><h3>Information you provide directly</h3><ul><li>Contact details such as your name, email address, telephone number, and mailing address</li><li>Information submitted through our contact, introduction request, or careers forms</li><li>Financial information shared when we evaluate or provide advisory services, which may include assets, income, investment holdings, retirement objectives, tax situation, and risk tolerance</li><li>Identity verification information required by applicable law</li></ul><h3>Information collected automatically</h3><ul><li>Device and browser type, operating system, and screen size</li><li>IP address and general geographic location</li><li>Pages viewed, referring pages, and time spent on the site</li><li>Information gathered through cookies and similar technologies</li></ul><h3>Information from third parties</h3><ul><li>Account and holdings data from custodians and financial institutions you authorize us to access</li><li>Information from service providers that support our operations</li></ul><h2>How We Use Your Information</h2><ul><li>To provide, administer, and improve our advisory and financial planning services</li><li>To respond to your inquiries and requests for an introduction</li><li>To construct, monitor, and rebalance portfolios consistent with your objectives</li><li>To meet the legal, regulatory, and recordkeeping obligations that apply to registered investment advisors</li><li>To communicate with you about your accounts, market developments, and firm updates</li><li>To evaluate employment applications</li><li>To measure and improve website performance</li></ul><p>We do not sell your personal information, and we do not share it with third parties for their own marketing purposes.</p><h2>How We Share Information</h2><p>We share personal information only as needed to serve you and as permitted by law. This may include:</p><ul><li>Account custodians, such as Charles Schwab &amp; Co., Inc., which hold and safeguard client assets</li><li>Service providers supporting portfolio management, reporting, planning, technology, and administration, each bound by confidentiality obligations</li><li>Professionals you ask us to coordinate with, such as your accountant or attorney</li><li>Regulators, auditors, and law enforcement where required by law or to protect our legal rights</li></ul><h2>Cookies and Analytics</h2><p>Our website uses cookies and similar technologies to remember preferences, understand how visitors use the site, and improve performance. Most browsers allow you to refuse or delete cookies. Disabling them may affect how parts of the site function.</p><h2>How We Protect Information</h2><p>We maintain physical, electronic, and procedural safeguards designed to protect the information entrusted to us. Access is restricted to personnel who need it to deliver our services or meet regulatory obligations. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.</p><h2>Data Retention</h2><p>We retain personal information for as long as needed to provide services and to satisfy the recordkeeping requirements that apply to registered investment advisors, after which it is securely disposed of.</p><h2>Your Choices</h2><ul><li>You may request access to the personal information we hold about you</li><li>You may ask us to correct information that is inaccurate or incomplete</li><li>You may opt out of marketing communications at any time</li><li>Depending on where you live, you may have additional rights under applicable state privacy law</li></ul><p>To exercise any of these choices, contact us using the details below.</p><h2>Former Clients</h2><p>If your relationship with Zenith ends, we continue to handle your information in accordance with this policy.</p><h2>Children's Privacy</h2><p>Our services are directed to adults. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it.</p><h2>Links to Other Sites</h2><p>This website may link to third party sites, including custodians and account portals. We are not responsible for their privacy practices, and we encourage you to review their policies.</p><h2>Changes to This Policy</h2><p>We may update this Privacy Policy from time to time. The revised version will be posted on this page with an updated date.</p><h2>Contact Us</h2><p>Zenith Investment Management<br>Email: info@zenithim.com<br>Arizona: 602.680.9790<br>California: 858.716.7500</p><p>Last updated: August 26, 2026</p>