Our Pooled Employer Plan (PEP) services provide organizations with a streamlined, cost-effective way to deliver high-quality retirement benefits while significantly reducing administrative complexity and fiduciary exposure. By joining a PEP, employers participate in a professionally managed, multi-employer structure that consolidates plan governance, simplifies operations, and enhances the overall participant experience.

Through the PEP, employers benefit from access to institutional-grade investment options, consistent oversight, and comprehensive fiduciary support—including both 3(16) administrative fiduciary and 3(38) investment fiduciary services. This structure shifts many of the ongoing responsibilities, documentation requirements, and regulatory obligations away from your internal team and into the hands of experienced professionals.

We manage plan administration, compliance monitoring, investment due diligence, vendor coordination, participant education, and ongoing reporting. Our services also include benchmarking, fee transparency, and proactive oversight designed to help ensure the plan remains competitive and aligned with regulatory standards.

By outsourcing these critical functions, employers can offer a robust retirement benefit without the resource demands traditionally associated with standalone plans. The result is a more efficient, lower-risk solution that strengthens your benefits offering, enhances participant outcomes, and allows your organization to remain focused on its core strategic priorities.